{"id":8938,"date":"2026-06-19T09:52:56","date_gmt":"2026-06-19T02:52:56","guid":{"rendered":"https:\/\/ctd.dotv.vn\/?p=8938"},"modified":"2026-06-22T09:33:34","modified_gmt":"2026-06-22T02:33:34","slug":"research-contribution-lieu-hie%cc%89u-biet-tai-chinh-co-giup-gen-z-kiem-soat-thoi-quen-mua-sam-tra-sau-va-huong-toi-tuong-lai-ben-vung","status":"publish","type":"post","link":"https:\/\/ctd.dotv.vn\/research-contribution-lieu-hie%cc%89u-biet-tai-chinh-co-giup-gen-z-kiem-soat-thoi-quen-mua-sam-tra-sau-va-huong-toi-tuong-lai-ben-vung\/","title":{"rendered":"[Research Contribution] Li\u1ec7u hi\u00ea\u0309u bi\u00ea\u0301t t\u00e0i ch\u00ednh c\u00f3 gi\u00fap Gen Z ki\u1ec3m so\u00e1t th\u00f3i quen mua s\u1eafm tr\u1ea3 sau v\u00e0 h\u01b0\u1edbng t\u1edbi t\u01b0\u01a1ng lai b\u1ec1n v\u1eefng?"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"<p>S\u1ef1 b\u00f9ng n\u1ed5 c\u1ee7a c\u00e1c n\u1ec1n t\u1ea3ng t\u00e0i ch\u00ednh s\u1ed1 \u0111ang l\u00e0m thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3 c\u00e1ch th\u1ebf h\u1ec7 tr\u1ebb ti\u1ebfp c\u1eadn v\u00e0 s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh. Trong \u0111\u00f3, m\u00f4 h\u00ecnh \u201cMua tr\u01b0\u1edbc, tr\u1ea3 sau\u201d (Buy Now, Pay Later &#8211; BNPL) ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c Gen Z \u01b0a chu\u1ed9ng nh\u1edd t\u00ednh ti\u1ec7n l\u1ee3i v\u00e0 kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn nhanh ch\u00f3ng. Tuy nhi\u00ean, b\u00ean c\u1ea1nh nh\u1eefng l\u1ee3i \u00edch v\u1ec1 ti\u00eau d\u00f9ng v\u00e0 thanh to\u00e1n, s\u1ef1 ph\u1ed5 bi\u1ebfn c\u1ee7a BNPL c\u0169ng \u0111\u1eb7t ra nhi\u1ec1u lo ng\u1ea1i li\u00ean quan \u0111\u1ebfn h\u00e0nh vi chi ti\u00eau b\u1ed1c \u0111\u1ed3ng v\u00e0 t\u00ednh b\u1ec1n v\u1eefng trong qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n. Xu\u1ea5t ph\u00e1t t\u1eeb th\u1ef1c ti\u1ec5n \u0111\u00f3, nh\u00f3m nghi\u00ean c\u1ee9u thu\u1ed9c Dubai424.con Trang chủ chính thức, \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf Th\u00e0nh ph\u1ed1 H\u1ed3 Ch\u00ed Minh (Dubai Palace), \u0111\u00e3 ti\u1ebfn h\u00e0nh kh\u1ea3o s\u00e1t c\u00e1c c\u00e1 nh\u00e2n trong \u0111\u1ed9 tu\u1ed5i t\u1eeb 18 \u0111\u1ebfn 28 t\u1ea1i \u0110\u1ed3ng b\u1eb1ng s\u00f4ng C\u1eedu Long nh\u1eb1m ph\u00e2n t\u00edch m\u1ed1i quan h\u1ec7 gi\u1eefa hi\u1ec3u bi\u1ebft t\u00e0i ch\u00ednh, vi\u1ec7c s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 BNPL v\u00e0 h\u00e0nh vi mua s\u1eafm b\u1ed1c \u0111\u1ed3ng.<\/p>\n","protected":false},"author":1,"featured_media":8939,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[156],"tags":[],"class_list":["post-8938","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-portal-ueh"],"acf":[],"_links":{"self":[{"href":"https:\/\/ctd.dotv.vn\/wp-json\/wp\/v2\/posts\/8938","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ctd.dotv.vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ctd.dotv.vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ctd.dotv.vn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ctd.dotv.vn\/wp-json\/wp\/v2\/comments?post=8938"}],"version-history":[{"count":1,"href":"https:\/\/ctd.dotv.vn\/wp-json\/wp\/v2\/posts\/8938\/revisions"}],"predecessor-version":[{"id":8988,"href":"https:\/\/ctd.dotv.vn\/wp-json\/wp\/v2\/posts\/8938\/revisions\/8988"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ctd.dotv.vn\/wp-json\/wp\/v2\/media\/8939"}],"wp:attachment":[{"href":"https:\/\/ctd.dotv.vn\/wp-json\/wp\/v2\/media?parent=8938"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ctd.dotv.vn\/wp-json\/wp\/v2\/categories?post=8938"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ctd.dotv.vn\/wp-json\/wp\/v2\/tags?post=8938"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}